The 5 Biggest Mistakes People Make with their Retirement

Learn how to avoid financial mistakes I’ve seen other people make

Retirement Expert

Todd Howell holds an MBA and MAS degree and specializes in advanced planning strategies for clients across the United States. He ensures that his clients have the income they deserve throughout their golden years.

Uniquely Structured Plans for Your Exact Needs

Tax-Deferred

Lower your taxes each year

Tax-Free

You can have Tax-Free income during retirement

Flexibility

Create a strategy that’s ideal for your lifestyle

Making sure you have an income stream for life.

I know how important your money is to you. I’ll make sure your money is protected and there for you when you need it the most.

See what my current clients have to say

Curious about what it’s like working with Todd? Read some of the experiences other have had.

“Hurricane Harvey Happened!

Unexpectedly our house and cars were destroyed because of Hurricane Harvey. We lost so much.

Luckily, we had access to money in our IUL! I have been so impressed with my IUL! I was able to borrow money from my fund, continue to make returns on my money in the fund, and then reinvest the money I borrowed to make astronomical returns! This has provided an amazing opportunity to leverage my investments into programs that fit my needs. I have since referred 5 of my closest friends. Todd takes the time to walk through your strategy and objections to figure out what works for you!”

Larry White Jr.
Catalyst & Creator of Opportunities
Katy, TX

“Since my income is sporadic as a Realtor, I needed a financial plan that was flexible. We knew we needed to start planning for additional safe retirement options, we just weren’t sure about our best options. We feel we received a great plan that covers both our immediate concerns and long-term planning options. We have a great flexible plan that allows us to save and contribute at a pace we are comfortable with.”

Michelle Grant
Realtor
Henderson, NV

“I like having the ability to borrow money from my retirement account while still earning interest on the money. Also, having the potential for a guaranteed lifetime of Tax-Free income puts my mind at ease. The comfort of having life insurance and living benefits as well make it the perfect package for me and my family.”

Shane Polatis
Physical Therapist
Las Vegas, NV

“Todd has helped me secure my retirement income. I was so impressed with the process that Todd used to analyze and create my retirement plan, I have had my kids and mom work with him too. My mom is now living on the income Todd was able to generate for her. That is true peace of mind.”

Robert Miller
Pharmaceutical General Manager
Fort Lauderdale, FL

Your financial security is my priority

Don't wait, schedule an appointment today!

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